Mike’s top five tips for increasing your chances of winning the lottery.
1. Play regularly. This will not increase your odds of winning a particular jackpot, but will increase the odds of you winning over your lifetime. 2. Play some numbers over 31. This won’t increase your odds of winning, but it will increase the amount you win. Most people consider dates their lucky numbers, so they hardly ever pick numbers higher than 31, so there will be fewer people to share your jackpot with. 3. Play as a group. Buying more tickets = more chances to win. 4. Some numbers really do come up more often than others – 7, 24, 28. BCLC actually makes this information available on their website. 5. For a statistical advantage buy your tickets Friday after work. Most winning tickets are purchased in the afternoon/evening on Friday.
Or Try this…
Want a guaranteed ONE MILLION dollar pay-off? If you simply invest the $10 a week you spend on lottery tickets and drop that $10 in the bank, you will have $1,000,000 in just 1,924 years.
Here are some tips for kicking off the new year with a fiscal fast.
The idea is to try and go one whole week without spending money, to try and get spending out of your system. You might discover new things to do with your time – like watching TV (IKR?), playing games, going for walks, having friends over for coffee (and home made cookies).
Note: By “not spend any money”, we mean all but the essentials. You’ll need gas, you might need some food, but no coffees, no beers, no donuts, no fast food, no “these shoes were really on sale”, no “well, we will need this later and when we do it won’t be this cheap”.
To help you with your fast experts suggest…
try avoiding the usual spending places (malls, online stores)
avoid flyers, emails from stores (particularly those holding “Unbelievable Boxing Month Sales”)
avoid shopping enablers (nothing worse than trying to quit shopping while still hanging out with your shopping buddies – won’t work)
Lots of people are fiscal fasting. I found some good inspiration with a Google search for “Fiscal Fast” …
“…Just a quick report on our 1-week fiscal fast for our family of four (2 little ones ages 3 & 1). We spent exactly zero dollars hooray. It was a great week. Both of us have plenty of gas left too… My wife 1/2 a tank and myself 7/8 tank full in my truck and a quarter tank in my Harley-Davidson motorcycle. We declutterd and cleaned all the rooms in the house also so that was great.
We decided to do it again this week. My wife is a trooper and my kids are too young to know the difference. For me when I am not traveling for work it’s not that bad and teaches me to use what I have, conserve, be resourceful, and to be thankful.”
“… I didn’t, however, fill up my gas tank. It is half full and will be [hopefully] enough to get me to work. I plan on sticking close to home on the days I don’t work. I also didn’t stock up on food, just added a few items here and there. I think I have more than enough in my fridge and pantry, but I guess we’ll see!
After entering my last entries into my spending diary, I was actually excited to put it away for the next 7 days. What will I do instead of shopping? Oh the possibilities are endless….
read nap organize nap paint my nails nap clean up the house nap take long, bubble baths nap walk the dog nap
Think of it as forgoing the use of legal tender for the sake of tenderizing your non-monetary soul.
The Golden Rule: NO stockpiling in advance. A fiscal fast is the week to use it up, make it last, or do without.
It’s a chance to eat up the groceries in your cupboards and refrigerator, especially food stuff nearing its expiration date. It’s the week to try carpooling or walking or bicycling to work rather than driving. And a fiscal fast gives you a chance to finally open up those little bottles of shampoo you’ve been saving from the Holiday Inn for the past 20 years, and rediscover all the terrific clothes in your closet you forgot you even own.
It’s a week for your family to make its own fun, rather than pay for entertainment; dig out those old board games you haven’t played in years or borrow some books from the library.”
#5. Finally no more $1.99’s and $1.79’s. Just good ole $1.95’s and $1.80’s.
#4. Grade 3’ers will now be in high demand by retailers and tax accountants because of their unique skills with the 5-times-tables.
#3. No more worries about what to do with giant jar of pennies in the back of the laundry cupboard. Two words: boat anchor.
#2. The government will save $11,360,000 in penny production costs and distribution this year alone. So the net benefit to each man, women and child in Canada will be 37 cents. I can’t wait til I get my “penny rebate” cheque in the mail.
#1. Wow! A 400% percent increase in the cost of thoughts!
A recent study finds that Canadian high school seniors are financially illiterate when they graduate.
A good way to tell if your graduating son or daughter is financially illiterate, is to ask them prices of things they consume everyday. Graduating students should know the price of bread, gas, rent, tuition their cell phone plan.
Mike’s top five signs your grad may be financially illiterate!
#4. He sees nothing wrong with me starting a top five list at number four.
#3. He called collect on Mother’s Day; from downstairs.
#2. Says he can’t be illiterate; he’s seen his baby pictures and he knows you and mom are his real parents.
#1. Frequently feels the need to quote The Count from Sesame Street when he’s at the ATM.
#1a. Actually thinks his Chrome Bust of Darth Vader (circa: 2001) is worth more than his Luke Skywalker Tauntaun Action Set (circa: 1991).
Glow-in-the dark dinosaur money? You’re killing me, Smalls!
Hey. So guess what?
The Royal Canadian Mint (read: the government agency responsible for creating all of Canada’s highly touted funny money) issued coins with freaking GLOW IN THE DARK DINOSAURS ON THEM this week.
This confirms my suspicion that our country is being run by 11-year-old boys on acid.
Have you ever wondered why Canada doesn’t have orphans wandering through the streets offering to shine your shoes and stuff? IT’S BECAUSE THEY’VE BEEN CAPTURED BY THE GOVERNMENT AND ARE BEING FORCED TO DESIGN YOUR MONEY.
A survey by the Royal Bank found that deciding what to do with your RRSP is as stressful as going to the dentist.
The Canadian Dental Association is really upset with this, saying their members have been working for 200 years at trying to scare the b’geepers outa people, and to have some upstart RRSP guy shoot to the front of the line just isn’t right!